Finance Calculator

Compound Interest Calculator

Calculate compound interest on your investments. See how FD, PPF, and SIP returns grow over time with compounding.

Power of Compound Interest

Compound interest earns interest on both principal and accumulated interest, growing exponentially over time. Simple interest only earns on the original principal.

Example: Rs. 1 Lakh at 8% for 10 Years

  • Simple Interest: Rs. 1,80,000 - earn Rs. 80,000
  • Compound Yearly: Rs. 2,15,892 - earn Rs. 1,15,892
  • Compound Quarterly: Rs. 2,20,804 - earn Rs. 1,20,804
  • Compound Monthly: Rs. 2,22,039 - earn Rs. 1,22,039

Indian Investment Rates 2026

  • SBI FD 5 years: 6.5 to 7% quarterly compounding
  • PPF: 7.1% yearly compounding
  • NSC: 7.7% yearly compounding
  • Sukanya Samriddhi: 8.2% yearly

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